September 18, 2004

Land Baron's Daughter

We're wheeling and dealing in real estate, folks. When we bought our current home, we purchased it with an eye to resale value. See, it's zoned commercial/residential and it's right on the main north-south highway that runs through the state, and more importantly, up the road to the new (much-hated by me) ski resort slated to open this fall. Land values around here have gone through the roof.

We're looking at a new house. I ran up three different sets of numbers, starting with the best-case sale price of our current house and ranging to the bottom-dollar we'd accept. I then drew up a list of improvements that we'd want to make to the new place (add a carport and a wood shed, plus a woodstove and pay off the down payment loan I took out of my 401k). Then I ran all three options through a mortgage calculator. Even in the worst-case scenario, our house payment would go down by approximately $200/month.

I'm trying hard not to pee my pants right now from the sheer, heady thrill of it all. Will keep you posted.